Insured Education
Through insurance industry research, we know that a very small percentage of insureds make the effort to read and understand their policies. What they don’t know is that it is their responsibility to do so and also to be in a position to tell their agents the coverage that they want. When an E&O claim occurs, how many times have we heard the insured say, “I thought I was covered for everything”.
With RDPro™, insureds are systematically offered short weekly information modules advising of coverage, exposures, subjects of concern and marketing of products with positive results for both agency and insured.
- Insureds are contacted on a weekly basis by their insurance advisor and view this training as a major valued service.
- Full documentation of usage and non-usage is maintained by Risk Designers.
- The documentation helps in defending E&O claims and will qualify for discounts with many E&O carriers and the agency’s deductible will be better protected.
- All insureds can be presented a video proposal on a specific coverage, thus increasing new niche sales, which brokers would not otherwise have the time or monetary incentive to pursue.